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Navigating insurance claims after a hit-and-run

On Behalf of | May 1, 2024 | Auto Accident Injuries

A hit-and-run can be a highly distressing situation filled with shock and frustration. One moment, you are having a typical day, then suddenly, another driver hits you and leaves you with a damaged vehicle or, worse, physical injuries.

Knowing the steps you should take in the immediate aftermath of a hit-and-run is critical, as it can impact the outcome of your insurance claim or any legal action you might pursue.

Gather evidence at the scene

After ensuring the safety of everyone on board, start collecting as much information as possible. Write down everything you remember about the other vehicle, such as its color, make, model and any part of the license plate number you caught.

Check to see if any onlookers might have witnessed the accident and have additional details. Also, look around to see if any security cameras could have captured the incident.

Report to the police

Call law enforcement immediately to help track down the at-fault driver. This report serves as the official report of the hit-and-run and establishes a formal timeline and details of the event. This documentation is also crucial for your insurance claims, providing your insurer with verified information about the accident.

Notify your insurance company

After seeking medical attention and reporting the incident to the police, the next critical step is to inform your insurance company about the accident. Ensure that you provide them with all the details you have gathered. Depending on your policy, you may be covered under uninsured motorist protection, which can significantly help you in these situations.

Consult with an attorney

A car crash can leave you in a state of shock with a sense of injustice as you reel from the speed of events. Getting the compensation you deserve can also feel just as frustrating, especially with the complexity of hit-and-run accidents. Consulting with a skilled attorney can significantly help you understand your rights and ensure you receive adequate compensation for your losses and injuries.

Remember, with the right support and action, you can navigate this challenging time and secure the best possible outcome for your case.

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