As you hail a ride through Uber or Lyft, the last thing on your mind is getting into an accident. But with millions of daily rideshare trips, accidents can and do happen. What are your rights if you are a passenger involved in a rideshare accident?
Who is responsible for my injuries in an Uber or Lyft accident?
Under New York law, if another person’s negligence causes an accident, anyone injured in the accident may have the right to seek compensation. If your Uber or Lyft driver caused the accident, you may have to file a claim against their insurance coverage. New York law requires rideshare companies to carry substantial insurance policies for accidents that occur during rides. New York Insurance law dictates that this coverage can be as high as $1 million or more, depending on the specific circumstances of the accident.
What steps should I take after being injured in a rideshare accident?
After you make sure that you are safe, it is essential to take specific steps to protect your rights:
- Seek medical attention: Make your health your priority. Call 911 immediately, even if you believe your injuries are minor.
- Report the accident: Report the accident to the rideshare company (Uber or Lyft) and the police to create a record of the incident.
- Gather information: Collect the other driver’s information (name and insurance details) and contact information from any witnesses. If possible, take photos of the scene and the vehicle damage. If you experience any injuries, photograph them or note any physical changes after the accident.
While you try to make sense of the accident, you juggle trying to understand how insurance law and the liabilities of the ridesharing company can affect you. Take on these complex ideas and protect your rights with the confidence and focus of someone who knows the law.