One moment can change your entire life—which is exactly what usually happens when you get into a serious accident. While emergency care bills might shock you, these represent just the tip of the financial iceberg you’ll soon face. Many who suffer catastrophic injuries face countless more unexpected expenses that affect their lives for years or even decades.
Costs of ongoing medical care
Recovery from catastrophic injuries requires extensive medical care far beyond your first hospital stay. You’ll likely need:
- Ongoing physical therapy
- Regular doctor visits
- Specialized medical equipment
Medical supplies, prescription medications and personal care items create monthly expenses that add up quickly over time.
Costs of lost earning potential
A severe injury can stop you from doing your job. Some catastrophic injuries, like brain damage or amputation, may even prevent you from working altogether.
Even if you can still work, you might have to choose a different career or work fewer hours. This affects:
- Your current and future paychecks
- Money you can save for retirement
- Your health insurance coverage
- Chances to move up in your career
Additionally, these financial setbacks can follow you throughout your entire working life. All of these can contribute to lower income and financial stability.
Costs of adapting to your injuries
Life often needs major changes after a serious injury. You might need to pay someone to help with the housework you used to do yourself. Getting around costs more when you need a special car or medical transportation.
Your home might need changes to make it easier to move around. Some injuries require home modifications like wheelchair ramps or stair lifts. Even your electricity bills may go up from running medical equipment all day.
Taking action protects your future
The hidden costs of catastrophic injuries create rippling effects throughout every aspect of your life. Financial stress often leads to anxiety and depression, which can slow your physical recovery. In turn, this can lead to even more expenses and a vicious cycle.
That’s why filing claims for catastrophic accident injuries is important. Working with an experienced attorney who fights for your rights helps secure due compensation. The payment can help offset long-term hidden costs, allowing you to focus on getting better without worrying about paying for your care.