Construction accidents frequently cause injuries on job sites. While workers’ compensation usually covers injuries that happen at work, sometimes third parties can be responsible for the accident. Knowing when third parties are liable for construction injuries can help workers seek compensation beyond workers’ compensation benefits.
What is a third party in a construction accident?
A third party refers to anyone who isn’t the injured worker or their employer but may have contributed to the accident. Subcontractors, property owners, equipment manufacturers, or pedestrians could all be third parties. In certain situations, these third parties may bear legal responsibility for injuries that happen on the job site.
When can a third party be held liable?
Third-party liability in construction accidents often happens when someone’s negligence plays a role. For example, if a subcontractor fails to follow safety standards and causes an accident, they can be held liable. Property owners may be responsible if they fail to maintain a safe environment for workers. Equipment manufacturers can also face liability if defective tools or machinery contribute to the accident.
In these cases, the injured worker may file a personal injury claim against the third party while also receiving workers’ compensation benefits. This process could help secure additional financial compensation for medical bills, lost wages, and pain and suffering.
How to prove third-party liability?
To prove third-party liability, workers need evidence showing the third party’s actions or negligence directly caused the accident. This evidence can include witness testimony, safety violations, or inspection reports that point to a third party’s fault. Strong evidence will help establish the third party’s role in the accident and aid in securing compensation.
While workers’ compensation plays a crucial role, it does not cover every aspect. If a third party is responsible for the injuries, workers can seek additional compensation. Knowing your rights and when third-party liability applies can help you get the financial support you deserve.