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Understanding No-Fault Insurance

No-fault insurance is the law in New York. It allows people to pursue compensation for injuries in accidents without worrying about fault or underinsured drivers. In fact, under New York law, most personal injury claims go directly to their own insurance company.

At MJP Injury Law, our team of lawyers earned our reputation as aggressive trial attorneys for all types of personal injury and car accident claims. Our attorneys understand the first person/no-fault insurance law well, and we’re well suited to represent you from beginning to end in your injury case.

“Fault” Doesn’t Matter In Most Cases

Whether the other driver was at fault or not; whether there was a mechanical error or not, all questions related to a classic question about fault are almost irrelevant under no fault insurance. Any person in an accident would file a claim for damages, such as medical bills or lost wages, with their insurance company.

Once the claim is made to the insurance company, they are supposed to pay the necessary amounts. Insurance companies will take any measure to minimize their costs, which is the first reason you should retain a personal injury attorney. However, there is one other reason an attorney can help you.

Some Injuries Overcome The No-Fault Insurance Law

The most expensive and complicated injuries can use up the insurance coverage available for no-fault insurance. The law allows a person with a serious injury to pursue the other driver or the at-fault party in a “third party” claim. Serious injuries can include:

  • Broken bones
  • Amputations
  • Organ damage
  • Paralysis
  • Significant burns

If you find yourself fully disabled for more than 90 days or have some sort of permanent or significant limitation, you may be eligible for a lawsuit against a liable party. We’ll investigate you case closely to find out if this is the right path for you.

Connect With Us Today

As your personal injury attorneys, we do two important things: we listen to you about your legal problems and pursue the compensation you deserve in whatever way we think works. We use aggressive action and determination to hold the insurance companies accountable for their policies. We stay with you for as long as you need us.

Reach out today for a free consultation by calling 718-557-9693 or sending an email to us using this form.